Vaudoise steigert Gewinn und Dividende

26.03.2025 09:33

Die Vaudoise-Gruppe ist im vergangenen Geschäftsjahr gewachsen und hat mehr Gewinn erzielt. Den Aktionärinnen und Aktionären winkt eine höhere Dividende.

Die Versicherungsgruppe steigerte 2024 Umsatz und Reingewinn. (Bild Marlon Trottmann/Shutterstock)

Der Reingewinn der Vaudoise stieg 2024 um 11 Prozent auf 147,0 Millionen Franken, wie das Unternehmen bekanntgab. Der Umsatz legte im gleichen Zeitraum um 4,2 Prozent auf 1,44 Milliarden Franken zu, wobei die Vaudoise in der Deutschschweiz weiter zulegte.

Die Aktionärinnen und Aktionäre kommen in den Genuss einer höheren Dividende. Der Verwaltungsrat schlägt der Generalversammlung vom 12. Mai pro Namenaktie B eine Ausschüttung von 24,00 Franken vor, nach 22,00 Franken im Vorjahr.

Wachstum im Nichtlebengeschäft

Im Nichtlebengeschäft erzielte die Vaudoise ein Prämienwachstum von 3,0 Prozent auf 1,16 Milliarden Franken. Die Combined Ratio (Schaden-Kosten-Quote) als Mass der Profitabilität kam wie bereits im Vorjahr bei 96,6 Prozent zu liegen. Nach einem ersten Halbjahr mit grossen Elementarschäden sei die Belastung im zweiten Halbjahr geringer ausgefallen, hiess es.

Im kleineren Lebengeschäft sanken die gebuchten Prämien um 3,8 Prozent auf 241 Millionen Franken. Der Rückgang bei den Einmalprämien sei dabei auf ein geringeres Volumen beim Produkt Serenity Plan und auf die Vermarktung einer geringeren Tranche beim Produkt TrendValor zurückzuführen, hiess es.

Das Börsenjahr 2024 war auch für die Vaudoise ein gutes: Die Nettorendite auf Kapitalanlagen stieg von 2,1 auf 2,5 Prozent. Die Netto-Performance zu Marktwerten der Anlagen lag mit 6,3 Prozent (Vorjahr 5,7%) erneut auf einem hohen Niveau.

Weiterhin solide kapitalisiert

Die Gruppe kann sich derweil weiterhin auf eine dicke Kapitaldecke stützen: Das Eigenkapital stieg per Ende 2024 um 9,0 Prozent 2,55 Milliarden Franken. Die Quote des Schweizer Solvenztests (SST) steht auf nach wie vor hohen 333 Prozent (Vorjahr 334%).

Im Ausblick hält sich die Vaudoise mit konkreten Prognosen zurück. Im laufendend Jahr dürfte sich das Umsatzwachstum fortsetzen. Und die Gruppe werde die Qualität der Abschlüsse, eine angemessene Tarifierung und die Entwicklung der Schadenbelastung weiter sorgfältig im Auge behalten, hiess es lediglich.

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